The Workplace safety and Insurance Board (WSIB) is an independent agency that administers compensation and no fault insurance for Ontario workplaces. They provide the workers and employers of Ontario with fast, accessible service a fair benefit at a fair price. They also provide loss benefit, medical coverage and help with getting back to work. They provide different things to both the workers and the employers.
As far as the employer is concerned it means the following:
If a work related injury occurs you generally don’t need to worry about being sued by your covered workers.
As far as the employee is concerned it means the following:
If you are in a work related accident, depending on your situation, the WSIB can provide
1. Loss of earnings benefit
2. Coverage for health care costs
3. Support getting you safely back to work. This can include working with you and your employer to adjust your duties or paying for your training to
learn new skills if you can’t return to original job.
Thus it is possible to make WSIB claims only if you are registered and not otherwise.
WSIB does come at a cost however. The employers need to register and pay premiums in exchange for the coverage. In addition to which not all kinds of works are covered by WSIB. They have a list of items that they do cover and you need to check the list prior to enrolling.
It is actually now considered an offence for a business or individual to be involved in construction work if they require coverage and are still not registered. In fact come January 1st 2014 the unregistered business would be committing a great offence and could be prosecuted for going ahead with construction work without registering. They could face serious fines and the maximum fine for a conviction of an offence under WSIA is $100,000. The unregistered business would also need to pay the premiums that it has missed by not registering in the first place. The business requires a clearance number that can only be obtained once they prove that they have coverage and are clear to work. They are not allowed to give access to site to employees prior to obtaining this number.
About Author:- Abigail Brown |
Workplace Safety and Insurance Board |
As far as the employer is concerned it means the following:
If a work related injury occurs you generally don’t need to worry about being sued by your covered workers.
As far as the employee is concerned it means the following:
If you are in a work related accident, depending on your situation, the WSIB can provide
1. Loss of earnings benefit
2. Coverage for health care costs
3. Support getting you safely back to work. This can include working with you and your employer to adjust your duties or paying for your training to
learn new skills if you can’t return to original job.
Thus it is possible to make WSIB claims only if you are registered and not otherwise.
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WSIB |
It is actually now considered an offence for a business or individual to be involved in construction work if they require coverage and are still not registered. In fact come January 1st 2014 the unregistered business would be committing a great offence and could be prosecuted for going ahead with construction work without registering. They could face serious fines and the maximum fine for a conviction of an offence under WSIA is $100,000. The unregistered business would also need to pay the premiums that it has missed by not registering in the first place. The business requires a clearance number that can only be obtained once they prove that they have coverage and are clear to work. They are not allowed to give access to site to employees prior to obtaining this number.
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